ANGELS Rating System for Islamic Banking Industry in Indonesia
Date
2018-12-26Author
Oktaviansyah, Hendrik Tri
Roziq, Ahmad
Sulistiyo, Agung Budi
Metadata
Show full item recordAbstract
This study aims to analyze the bank soundness assessment using ANGELS
approach in Islamic bank. This research is a qualitative research. This research
uses a non-interactive qualitative approach that is an analysis research that
conducts assessment based on document analysis and provides interpretation
of a concept. The data used are primary data and secondary data. Primary data
is done by using structured interviews using prepared questionnaires. Secondary
data from this research are sharia financial report year 2016 in the form of
ROA,
ROE, CAR, NPF, LDR and MR. The results of this study indicate that the
soundness
assessment of Islamic bank using ANGELS has a score of 86.79 so it
is
said to be soundnessy. The concept of ANGELS which consists of Amanah
Management,
Non-Economic Wealth, Give Out, Earning, Capital and Asset,
Liquidity
and Sensitivity to Market and Economy Wealth in practice needs to be
done
revision is indicators Amanah Management of accountability to God and
accountability
to nature because in practice these indicators are contrary to the
concept
practiced in the field. Revision of accountability to God and accountability
to nature is change into ihsan and tablig.
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- LSP-Jurnal Ilmiah Dosen [7359]