| dc.description.abstract | Measurement of the efficiency of Islamic banking is done as an indicator that
can be used to increase market share. Efficiency measurements carried out
by the method of Data Envelopment Analysis (DEA), assume constant returns
to scale, the intermediation approach (input variables: labor costs, fixed
assets, total deposits) and (output variables: total loans, liquid assets, other
income). The object of research consists of 11 Islamic Commercial Banks and
12 Islamic Business Unit. The measurement result is known that in the year
of observation, ie 2010-2014, there were 1 BUS who achieve perfect
efficiency (100%) consistently, namely Bank Maybank Syariah, while the
other BUS efficiency rate fluctuation. Interesting phenomenon also occurs in
the UUS, there is one bank that achieve efficiency (100%) istiqomah namely
Bank Permata, while others UUS fluctuated. The variable of other income
and liquid assets is the main factor of inefficiency. In addition to knowing the
level of relative efficiency, DEA also showed that banks can be used as a
reference so inefficient bank is able to achieve 100% efficiency, and value
targets that should be achieved, then the efficiency improvement is a
requirement for Islamic banking entities Islamic financial institutions in order
to have a competitive edge. Different test with Mann Whitney U Test
produced a significance value of 0.664 > 0.05, so that concluded there was
no significant difference in the level of efficiency BUS and UUS. | en_US |
