| dc.description.abstract | Discourse on the development of soybean processed products is important to study because
besides being able to uncover the question related to the low productivity of soybean cultivation also gives
a clue as to why soybean processed product entrepreneurs have almost no accumulation of capital so far.
This study aims to reveal financing models and institutional patterns of soybean processing businesses in
Jember district. This type of research will use qualitative research from an emic perspective that will be
implemented in the area of Jember Regency. The type of data used is primary and secondary data which
are then processed and analyzed using the Miles and Huberman analysis method. This study found that
the development of soybean processing business, which consisted mainly of MSME entrepreneurs, was
enticed by a financing model whose funds were mostly supplied by the Suwek Daily Bank (BHS) and loan
sharks that caused the profit margins to not be enjoyed by the entrepreneurs themselves. In addition, the
institutional patterns built between soybean processed products entrepreneurs such as tempeh, tofu, milk
and soybean snacks are still weak. They individually compete more freely so that when there is a shock
such as an increase in the price of imported or local soybeans it will sacrifice quality. Some build a vertical
partnership pattern between soybean processed product entrepreneurs and their raw material suppliers
and with soybean processed users, while horizontally between processed product entrepreneurs barely
build partnerships. This condition causes unfair competition between businesses and ultimately increases
the transactions cost of economic that will erode the margins they earn. | en_US |
