dc.contributor.author | BUDIWATI, Hesti | |
dc.contributor.author | FADAH, Isti | |
dc.contributor.author | SUKARNO, Hari | |
dc.contributor.author | UTAMI, Elok Sri | |
dc.date.accessioned | 2022-02-25T01:51:40Z | |
dc.date.available | 2022-02-25T01:51:40Z | |
dc.date.issued | 2021-01-03 | |
dc.identifier.govdoc | KODEPRODI810201#Manajemen | |
dc.identifier.govdoc | NIDN0020106611 | |
dc.identifier.govdoc | NIDN0030056103 | |
dc.identifier.govdoc | NIDN0028126401 | |
dc.identifier.uri | http://repository.unej.ac.id/xmlui/handle/123456789/105816 | |
dc.description.abstract | This study aims to form a prediction model for the bankruptcy of rural banks in Indonesia. The analytical
method used logistic regression by first analyzing the factors followed by testing the validation of the
model based on new data. The study population is the Rural Credit Bank in Indonesia. The sample used
was 229 banks consisting of 29 bankrupt banks and 200 non-bankrupt banks. The data used is the
quarterly financial statement data of the bank from 2006 to 2016 as a design sample and 2017 data as a
validation sample. A total of 120 were used as design samples to form a bankruptcy prediction model and
109 banks as validation samples to test the accuracy of the model formed. The results showed that of the
four prediction models that were successfully built, it turned out that only MP3s were eligible to be used
as a prediction model for Bank Credit in Indonesia. At the level of MP3, modeling has a classification
accuracy of 100% with a cut-off point of 0.2, and at the level of MP3, validation has a classification
accuracy of 88.99% with a cut-off point of 0.09. The interest rate of the LPS guarantee is the dominant
financial risk factor that predicts the probability of bankruptcy of rural banks in Indonesia.
Keywords: Financial Risk, Prediction, Bankruptcy, Logistic Regression. | en_US |
dc.language.iso | en | en_US |
dc.publisher | PALARCH’S JOURNAL OF ARCHAEOLOGY OF EGYPT/EGYPTOLOGY | en_US |
dc.subject | Bankruptcy Prediction Model Conventional Bank Rural Banks in Indonesia | en_US |
dc.title | Bankruptcy Prediction Model Conventional Bank Rural Banks in Indonesia | en_US |
dc.type | Article | en_US |