Financing, Cash Flow, Risk, Profitability And Islamic Social Responsibility Of Islamic Banks In Indonesia

Abstract

This study aims to examine the effect of financing, cash flow on Islamic social responsibility with financing risk, profitability asintervening variables in sharia commercial banks in Indonesia for the period 2015-2018. This type of research is explanatory research. The population during the observation period is 14 Islamic Commercial Banks registered with the Financial Services Authority. The sampling technique is purposive sampling and obtained 8 Islamic Commercial Banks. The analysis technique uses path analysis with SmartPLS 3. The test results show that financing does not have a significant effect on financing risk, financing risk has no significant effect on profitability while cash flow has a significant effect on financing risk, and profitability has a significant effect on Islamic social responsibility. Companies are advised to pay more attention to cash flow management in order to overcome the risk of financing and do more disclosures so as to attract investors to invest more in the company