KONSTRUKSI MODEL TATA KELOLA SYARIAH DAN PELAPORANNYA PADA PT BPRS BUMI RINJANI PROBOLINGGO

Abstract

This research objectives are to compose of construction of sharia good corporate governance model and make report of sharia good corporate governance. The study use case study approach with using methods of survey and exploratory. Techniques of data analysis use Miles & Huberman consists of data collection, data reduction, data display and conclusion drawing / verification. Result of the research shows that the written report of the implementation of governance in PT BPRS Bumi Rinjani Probolinggo has not been done yet. According to POJK No. 30 / POJK.05 / 2014 that the finance company is obliged to make a writing report, so we must make a sharia governance model and reporting in PT BPRS Bumi Rinjani. The elements was included in the governance model are to add two principles of governance : integrity and social awareness, so that governance becomes seven (out of five set by law and two elements was get in) that is transparency, accountability, responsibility, independency, fairness, integrity and social awareness. To support the effectiveness of Dekom's tasks are included elements of the establishment of Audit Committee, Risk Monitoring Committee and Remuneration Committee. In order to implementation of good governance was good, it is implanted to the whole range for implementation of shariah governance that all transactions and PT BPRS Bumi Rinjani operations do not contain usury, maysir and gharar.