PENGARUH CAPITAL ADEQUACY, EFFECTIVENESS OF DEPOSITORS FUNDS, FINANCING RISK, DAN OPERATIONAL EFFICIENCY TERHADAP PROFIT DISTRIBUTION MANAGEMENT PADA BPR SYARIAH (Studi Empiris pada Bank Pembiayaan Rakyat Syariah Provinsi Jawa Timur yang Terdaftar di Bank Indonesia Periode 2013-2015)

Abstract

This study aims to test empirically the influence of risk base bank rating toward profit distribution management. Indicators used include the risk bank base bank rating that Sharia Bank is capital adequacy, effectiveness of depositors funds, financial risk, operational efficiency ratio. The sample in this research is bank sharia that listed in Bank Indonesia (BI) in year 2013-2015. The research sample was determined by using purposive sampling method, The number of samples used are 35 companies that have been selected through several sample selection criteria.. Analysis method that use is multiple regresion analysis. Results of hypothesis testing showed capital adequacy, financing risk, and operational efficiency ratio that affect in positive significant. While variable effectiveness of depositors funds doest not affect on profit distribution management of Sharia Bank.