Karakteristik Keuangan UMKM Industri Perikanan di Kecamatan Muncar Banyuwangi; Sholihah, 080810291035

Abstract

Industry is a business or processing raw materials or intermediate goods into goods that have supplementary value to profit. The fishing industry is a business activity which is similar or same is done in the field of fisheries to achieve goals by using technology packages. The results of the industry are not only in the form of goods, but also in the form of services. This study aims to classify or categorize fisheries business position refers to the Law No.20 of 2008 and to identify the characteristics of SMEs so as to produce the description of financial characteristic into 3 financial characteristics, namely, the low, medium, and high financial characteristics. The study of this research is a descriptive research about the financial characteristics of the fishing industry in the District Muncar Banyuwangi. The sampling method which is used in this study is sampling convenience; this method is chosen because of the limitation of researcher to meet the respondent. The data that is used is primary data by giving questionnaires and interview to be filled out by the respondents. To classify or categorize the business position of the fishing industry in the characteristics of SMEs by the Law No.20 of 2008 and to determine the condition of the financial characteristics of SMEs in each of the fishing industry in the district of Banyuwangi Muncar using descriptive statistical analysis with graphical method. The financial characteristics which is owned by the fishing industry in the District of Banyuwangi Muncar is classified into three financial characteristics those are: high financial characteristic, medium financial characteristic and low financial characteristic. The fishing industry that is included in the high financial characteristics is the fishing industry that has a capital total more than Rp. 5.562.495.000,00. It has a debt of over Rp.1.857.138.000,00. It also has an income more than Rp. 1.487.495.000,00. It has cost more than Rp. 943.995.000,00. It has cash more than Rp. 741.245.000,00. It has a workforce more than 59 people. The fishing industry is which included in the medium financial characteristics is the fishing industry that has a capital total more than Rp. 2.718.745.000,00 until Rp. 5.562.495.000,00. It has a debt over Rp.520.000.000,00 until Rp. 1.857.138.000,00. It has an income more than Rp.639.995.000,00 until Rp. 1.487.495.000,00. It has a cost more than Rp.392.495.000,00 until Rp. 943.995.000,00. It has a cash more than Rp.347.495.000,00 until Rp. 741.245.000,00. It has sworkforce more than 35 people until 59 people. The fishing industry which is included in low financial characteristic is an industry that has a capital total less than Rp. 2.718.745.000,00. It has a debt of Rp. 0.00 to Rp. 520.000.000,00. It has an income less than Rp.639.995.000,00. It has a cost less than Rp. 392.495.000,00. It has a cash less than to Rp. 347.495.000,00. It has workforces of less than 35 people.