| dc.description.abstract | This study aimed to compare the financial performance of Islamic banking
with the conventional banking before and after the global crisis. This study period
was divided into two, namely the period before the global crisis between June 2007August
2008 and after a global crisis between January 2009-November 2009.
Financial ratios used consisted of CAR, NPL, ROA, ROE, ROA and LDR.
On the basis of predetermined criteria sample, obtained by two sample
groups, namely two Islamic banks and seven conventional banks. Analysis tool used
to prove the hypothesis in this study is an independent sample t-test.
The analysis conducted in the period before the global crisis shows that the average
financial ratios of Islamic banking (LDR) is significantly better compared with
conventional banking, while at other ratios are not significant differences. But if you
look at the overall Islamic banking shows better performance than conventional
banking.
The analysis conducted in the period after the global crisis shows that the
average ratio of conventional banking finance (NPL) is significantly better with
Islamic banking, While at other ratios are not significant differences. But in general if
you look at conventional banks showed overall better performance dibandikan
Islamic banking.
The conclusion from this study show that the performance of Islamic banking
before the global financial crisis in general better than the conventional banking.
whereas after the Global Crisis of conventional banking is better than the sharia
banking. This shows the conventional banking is better in crisis situations | en_US |
