dc.description.abstract | Numbers of methods have been conducted to measure the work of finance of a company.
The work of a company is measured by the ability to finish its job. The ability to finish the
job in short time is called liquidity, ability to finish the job in a long period is solvability
and the ability of a company to get interest is rentability. A company is considered healthy
when it fulfills the requirements of common score of liquidity, solvability and rentability in
an industry.
This research observes Perum Pegadaian under the title of ‘The Analysis of Finance Work
between Pegadaian Syariah and Pegadaian Konventional (Comparative Study of Finance
Report at Perum Pegadaian in 2006-2009)’. As a state asset, its health assesment uses the
legal regulations. This health assesment is based on the State Assests Ministry’s decision
No: KEP-100/MBU/2002, which is fundamental in this research, which aims to know the
difference between the finance work of Pegadaian Syariah and Pegadaian Konventional.
The results of this research suggest that there is a significant difference between Pegadaian
Syariah and Pegadaian Konventional in conjunction to the liquidity ratio (current ratio), and
rentability/profitability (return on equity / ROE) and ROI (return on investment), but there
is no much difference in which Pegadaian Konventional is better than Pegadaian Syariah.
Pegadaian Syariah shows a better work than Pegadaian Konventional in conjunction to the
ratio of Collection Period, Sovability ratio which are ratio of Total Asset Turn Over and
individual Total Modal towards Total Assets.
Pegadaian Syariah should increase its work especially its finance in order it will be better in
the future. Pegadaian Konventional should always keep its stability of finance by taking
care of the current condition and development so that the problem related to finance can be
identified and the better policy can be made.
Keywords: liquidity, solvability, rentability | en_US |