PENGARUH ANALISIS RASIO CAMEL DAN BESARAN ( SIZE) TERHADAP PERTUMBUHAN LABA PADA BANK PEMBANGUNAN DAERAH DI INDONESIA

Abstract

This research were held in order to analyze the influence of Bank’s CAMEL ratio and size to advantage growing in Bank Pembangunan Daerah (BPD) in Indonesia. The populations in this research are 26 of BPD during 3 years research since 2002 until 2004. Where the data that used in this research taken from public report that noted in Bank’s directory since 2002-2004. There are 6 (six) independent variable that used in this research: Capital Adequancy Raio (CAR), Non Performing Loans (NPL), Operating Expenses to Operational Income (BOPO), Net Interest Margin (NIM), Loans to Deposit Ratio (LDR), size bank’s. Beside that the dependent variable are the advantage growing of bank. The model that used in this research is Double Linier Regression. The result of this research show that CAMEL ratio and bank size is didn’influenced significantly to the advantage growing, even partial or simultant. It marked by R Square that only 5,5% and the rest 94,5% described by anothefactors that not included in model.