ANALISIS PENGARUH PENDAPATAN PERKAPITA, SUKU BUNGA DEPOSITO, DAN JUMLAH KANTOR BANK UMUM TERHADAP JUMLAH DEPOSITO PADA BANK UMUM DI KABUPATEN JEMBER TAHUN 1990-2005

Abstract

This research try to know influence mount earnings (X1), deposit rate (X2), and public bank office amount in Jember (X3) to deposit in the year 1990 up to year 2005 by using secondary data obtained of Indonesia Bank and Statistical Departement Jember. processed data represent series time. From result of research using analysis of regression obtained with doubled linear of coefficient of determination (R2) equal to 0,945 meaning deposit in Jember counted 94% influenced by factor earnings (X1), rate of interest (X2), and public bank office amount in Jember (X3), while the rest 5,5% influenced by other factor outside model. Assess F significant count which smaller than significant level (0.000< 0.05) giving meaning that by together free variable like earnings, deposit rate and public bank office amount in Jember have an effect on significant to deposit. From result of test of partial show variable earnings (X1), deposit rate (X2), have an effect on reality to deposit, public bank office amount in Jember have negatif an effect on reality to deposite in Jember with probability value of count than significant level (0.000<0.05 and 0.001<0.05), and 0,016<0,05 Conclusion of which can obtained from this its research, free variable like earnings (X1), deposit rate (X2), have to have an effect on manifestly and have relation which are positive to amount of deposit just and public bank office amount in Jember (X3) have negatif relation to amount of deposite at public bank in Jember from year 1990 up to year 2005