Pengaruh Literasi Keuangan Terhadap Keputusan Penggunaan Pembayaran Digital Pada Mahasiswa Program Studi Pendidikan Ekonomi Universitas Jember

Abstract

This research aims to find out how financial literacy influences the decision to use digital payments among students in the Economic Education study program at the University of Jember. This research uses quantitative research methods. The research location used was the economics education study program at the University of Jember, with 60 student respondents from the 2019 and 2020 classes who had made digital payments more than five times and had completed banking internships. Data collection in this research used questionnaires anddocumentation. The data analysis used is simple linear regression analysis. From the calculations that have been carried out to obtain the results of a simple linear regression, the equation Ŷ = 11,176 + 0.918 + ei. From the T calculation, a value of 4.907 was obtained and this value is greater than the T table value, which is 1.670, so it can be concluded that financial literacy influences the decision to use digital payments for students in the Jember University economics education study program.