| dc.description.abstract | The research was motivated by the lack of institutional financing and lack of
partisanship against the owners of capital in business activities and the marine
fisheries sub-sector. Considerable potential for this is still not optimized as a
potential market financial institutions that feasible. Actually the government has
begun trying to give a stimulant to introduce a variety of empowerment programs.
However, the level of implementation is still not as expected. Based on this
background this study aims to determine the pattern of existing financing, the
difference in income of the people who take advantage of such financing, find out the
factors that affect the public interest and financing models that are considered more
effective according to aspects of the locality. The results showed that the pattern of
non Swamitra mina system has a simple mechanism while the Swamitra pattern has a
mechanism as the mechanism of banking, there is no income difference beetween
who choose non Swamitra income and who choose Swamitra mina, variavel that
have significant effect on the pattern of financing interest are the age (X2) , duration
of business (X3), the experience of other capital gain (X4), and easy of access (X7).
Financing models are being recommended is to develop a model of "pattern
Swamitra Mina" which currently running. | en_US |
