| dc.description.abstract | The development in the economic sector is
influencing the development of banking products. One of
the many products that is commonly used is credit card.
In this context, The use of credit cards practically bring
some problems that are reflected in the Islamic Law
Perspective, especially because it does not specifically
manage the credit cards according to Islam. It is different
from the conventional credit cards that already have legal
instruments clearly. Therefore, this study examines the
legal implications in financing cards based on
murabahah contract. This research is a normative legal
research by analyzing the management of the Financing
Card Based on Murabahah Contract. In order to help the
analyses, this study uses the theory of Mаqаsid аl -syаri'аh
and the theory of expediency (utility). The results that
found related to the legal implications in financing cards
based on murabahah contract can be reviewed from the
relevancy to the theory of usefulness (utility). Credit cards
as a modern means of payment, provide many
conveniences and benefits in the midst of the rapid
development of the business world. In addition, to address
the use of credit cards based on usury, the Syariah Bank
issued a Syariah Credit Card or Financing Card, this
product must be based on the National Syariah Council
Decision (Fatwa Majelis Ulama Indonesia) No.54 / DSNMUI
/ 2006 on Syariah Card. Then in order to avoid
legal implications that are not in accordance with syariah
principles, from the aspect of the term that is used in
Syariah, it is more appropriate to use the financing card
term instead of credit card. | en_US |
