| dc.description.abstract | This research aims to analyze and know the indicators of credit risk
scoring which can distinguish the debtor been accepted or rejected to obtain
working capital loans from bank. Credit risk scoring indicators include:
repayment capacity against instalment, confidence level, historical
relationships with banks, personal life behaviour, housing ownership, length of
trying and marketing. This type of study is testing the hypothesis. Sampling
method used was accidental sampling, meaning that the sample size used in
this study depending on the number of borrowers working capital loans
(accepted, rejected) permitted or provided by bank for examination. The results
in this study were of the seven indicators of credit risk scoring six indicators
that there is a discriminator. The six indicators include: repayment capacity
against instalment, confidence level, history of bank relationships, personal life
behaviour, housing ownership, and marketing, while the length of trying not to
be used as a differentiator for working capital loans accepted or rejected. | en_US |
