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dc.contributor.authorViphindratin, Sebastiana
dc.contributor.authorAfandi
dc.date.accessioned2013-06-19T01:16:46Z
dc.date.available2013-06-19T01:16:46Z
dc.date.issued2013-06-19
dc.identifier.issn2089 – 1482
dc.identifier.urihttp://repository.unej.ac.id/handle/123456789/204
dc.description.abstractThird Party Funds has a significant and positive relationship to the LDR. If deposits increases then the LDR will also increase. Research on this variable in line with all the previous studies; the interest rate of Bank Indonesia Certificates has a significant and positive relationship to the LDR. If interest rates rise then SB will affect the LDR. This is consistent with previous studies conducted by the Primary (2010); Adequecy Capital Ratio is not significant and has a positive relationship to the LDR. CAR if it will affect the rise in the LDR. The analysis in this study with previous research by Juda Agung et al (2001) which states the ratio of capital to assets a positive effect on credit offers; the ratio of non-performing loans have a significant and negative relationship with LDR. If the NPL ratio increase would lower the LDR.; Return on Assets ratio (ROA) is not significant and has a negative correlation with LDR means higher ROA would lower the LDR. the ratio of Operating Expenses to Operating Income is not significant and has a negative correlation with LDR means higher ROA ratio would lower the LDR.en_US
dc.language.isootheren_US
dc.relation.ispartofseriesJurnal ISEI;Volume 2 Nomor 2, Oktober 2012
dc.subjectThird Party Funds, the interest rate of Bank Indonesia Certificates, Adequecy Capital Ratio, the ratio of non-performing loans, and Return on Assets ratioen_US
dc.titleANALISIS PENAWARAN KREDIT BANK UMUM DAN FAKTOR YANG MEMPENGARUHINYA : KASUS FENOMENA CREDIT CRUNCH DI INDONESIAen_US
dc.typeArticleen_US


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