| dc.description.abstract | Global changes in the world of financial technology have affected and affected the world of banking
and national financial services. Starting from banking, capital markets, financial institutions, financial
services and the existence of consumers themselves, both directly and indirectly. The development of
financial technology must be an aspect that the OJK needs to pay attention to and anticipate. Because
this global change will have a direct or indirect impact on the domestic situation or the structure of
financial services. and the efficiency of financial services, known as Financial Technology or Fintech
(P2P lending), which is growing rapidly in Indonesia, the advantages of borrowing and borrowing
money through P2P-lending services another is that the terms are very easy and the process is fast
compared to borrowing money through a bank institution. However, the ease of transactions offered
by P2P-lending services actually weakens the position of consumers. Problems 1). Does online lending
fulfill a sense of benefit for consumers?, 2). How is the application of the concept of utilitarianism to
realize fintech (Financial Technology) consumer protection. The aim is to find out how the benefits of
fintech (financial technology) are for consumers. | en_US |
