dc.description.abstract | This study aims to examine and analyze the effect of capital and asset structure on the risk of
financing and profitability of Islamic banks in Indonesia. This type of research is explanatory
research, namely research that explains the relationship of the influence of the independent variable
on the influence of the dependent variable through a hypothesis test using path analysis. The data
used in this study is secondary data on capital structure, asset structure, risk, and profitability in
Islamic banks for the 2014-2018 period. The data collection method used in this research is the
documentation method. The results of the study conclude that capital structure has a significant
effect on risk but does not have a significant effect on profitability, asset structure has no significant
effect on risk and profitability and risk has a significant effect on profitability. The results of analysis
and discussion can be advised the management of Islamic banks to improve the performance of
Islamic banks, so the management of Islamic banks must be able to establish an efficient capital
structure, namely by using temporary syirkah funds that use an efficient profit-sharing system and
loans with the wadiah system. | en_US |