| dc.description.abstract | This study aims to know the implementation of “pembiayaan bagi
hasil” conducted by the islamic financial institutions including the
type of financing given outcomes, the problems during the
implementation from the islamic financial instituitons and partners
view. This study is a qualitative research with multi-case studies
approach, the research examines two or more subjects, background,
or storage of research data. Stages of research conducted field
study/survey is used to find the problem of financing system in
Islamic Financial Institutions and their partners. The result shows
that overall of seven islamic financial institutions have “pembiayaan
bagi hasil” and Musyarakah financing as one of their products in
providing services to their business partners. But it its
implementation, there are three main problems, they are the lack of
financial statement reports, the side streams, and asymetry of
information. From the problem, researches gives some solutions, the
first is the partner need a mentoring about financial statement report
periodically, raise public awareness about honesty culture, and
improve the quality and quantity of human resources on islamic
financial institutions. | en_US |
