Optimasi Laporan Keuangan Bank Syariah Indonesia Menggunakan Metode Goal Programming

Abstract

Every company, including banks, prepares financial reports as a source of information regarding the performance and financial position of a company. Financial reports have five important elements, namely assets, liabilities, equity, income and expenses. Each bank has a number of goals to achieve, in order to achieve the goal, a method is needed that can solve problems with several objectives. This research uses the goal programming method which can solve many goals simultaneously and can find and analyze solutions to financial report optimization problems at BSI bank. Completion of the goal programming model was carried out using Lingo software. The research results showed that all objectives were achieved and BSI bank's financial reports were optimal. However, there are two goals that can be changed, namely total assets and expenses. Total assets can be increased by IDR 2,576,528 million and total expenses can be reduced by IDR 2,576,528 million.