EFEKTIVITAS PELAKSANAAN PEMBERDAYAAN USAHA MIKRO

Abstract

This research aimed to describe the effectiveness of of Microbusiness Empowerment by Women Cooperative “Wetan Kantor” Admininistrative Village of Jember Lor. The research used qualitative paradigm with descriptiveresearch type. The research was conducted based on SOP (standard operating procedure) in Women Cooperative “Wetan Village” Administrative Village of Jember Lor ranging from loan segmentation to settlement in order to obtain answers to wether the implementation was in accordance with the SOP (standard operating procedure) at women cooperative “Wetan Kantor” Administrative Village of Jember Lor. Meanwhile, the sample information was taken by purposive sampling . The results showed that the effectiveness of the empowerment made by Women Cooperative “Wetan Kantor” Sdministrative Village of Jember Lor was by providing access to capital for microbusiness owners, especially for women in the form savings and loans. Microfinance function functions to provide capital support for microbusiness owners to improve their business, so their business run more smoothly and bigger after gaining the initial capital support; in this case, the funding need is higher and higher. Therefore, it is necessary to establish microfinance institutions that can continuously serve their needs. Access to capital for women microentrepreneurs becomes very important because they have no access to any of the financial institutions; microfinance institutions enable them to gain easier access to finance.