| dc.description.abstract | This research aimed to describe the impacts of community empowerment program
through the distribution of Kredit Usaha Rakyat or KUR (business credit for people) in
Sumber Lesung, District of Ledokombo, Jember Regency. The research used
descriptive research design with qualitative approach. Samples were collected using
purposive sampling. Data were collected by observation, interview, documentation, and
literature study. Technique of data validity used triangulation with the sources. Data
analysis in the research used interactive model. The results showed that the
empowerment by the Government through PT. Bank Republik Indonesia (Persero), Tbk
of Ledokombo Unit was carried out by providing access and economic empowerment
for actors of Micro, Small and Medium Enterprises. Furthermore, KUR was distributed
to Micro, Small and Medium Enterprises that had already exist in Sumber Lesung to
address issues faced by Micro, Small and Medium Enterprises and improve their
productivity. The profile of distribution of KUR in Sumber Lesung, direct interviews
were conducted to the Micro, Small and Medium Enterprises related to the
requirements and procedures of applying for credit. Furthermore, the KUR distribution
in Sumber Lesung showed positive impacts and negative impacts. The sales volume of
the Micro, Small and Medium Enterprises after getting KUR showed an effective sales
volume, so that it can be said that the use of KUR funds was effectively | en_US |
