ANALISIS PENGARUH PEMBIAYAAN DANA SYIRKAH TEMPORER TERHADAP PROFITABILITAS MELALUI KUALITAS PRODUK SEBAGAI VARIABEL INTERVENING PADA USAHA MIKRO KECIL MENENGAH (UMKM) DI KABUPATEN BONDOWOSO

Abstract

This research background by the difficulty of the current jobs, while those who have expertise in the field of difficulties of access to education, capital, and technology. This study aimed to assess the effect of temporary shirkah funds and assets to profitability through product quality as an intervening variable on micro small and medium enterprises in the district Bondowoso. In this study consists of 30 micro small and medium enterprises that received funds from the temporary shirkah standalone Islamic banks. This type of research used in this research is descriptive. The purpose of path analysis is to explain the direct and indirect effect of several variables as causes of variables, the number of variables and the other as a result of variable path analysis can not be used to confirm or reject the hypothesis. Based on the analysis and discussion of the proposed hypothetical model, it can be deduced shirkah fund temporary financing significant positive effect on product quality SMEs, financing fund temporary shirkah significant positive effect on profitability of SMEs, and the quality of the product significant positive effect on profitability of SMEs.