Study of Housewife’s Preference for Micro Financial Institution and Income Dynamics in Jember Regency, Indonesia

Abstract

Existing household economic evidently lead to increasing productive economic activity on household scale in Jember regency. It was also followed by a growing number of microfinance institutions that provide loans for capital. The number of financial institutions that ultimately forced the housewife to choose which financial institutions will be in their favor. The purpose of this study was to determine benchmark housewife preferences and patterns of institutional microflnance institutions in Jernber and able to analyze the effect of preference for household income in Jember. Research on preference housewife on microfinance institutions to the dynamics of income in Jember is a qualitative research which used primary data, housewives with small business and the user of microfinance institutions.