Pemanfaatan Kredit Oleh Pedagang Nasi Ayam Lalapan di Sekitar Stadion Semeru Kabupaten Lumajang

Abstract

This research is conducted to know the utilization of credit by rice trader of vegetables chicken in around Semeru stadium Lumajang. Method of determining the location of the research use area purposive method. Determination of the respondent use purposive method that is the determination of respondent intentionally in accordance with the purpose of the research and the determination of the number of respondent use the population as many as 3 persons. Data collection methods that are used consist of methods: interviews, observation, and documents. Analysis of the data used is the collection of raw data, data reduction, data display, conclusion or verification. The results show that the rice trader of vegetables chicken at Semeru Stadium Lumajang utilize most of the credit received for production activities, while the rest is used for consumption needs. All respondents in this research obtain credit from formal financial institutions. The amount of loans is made by the respondents ranged between Rp 5,000,000.00 – Rp 10,000,000.00.