Pengaruh Penggunaan Sistem Tanggung Renteng Terhadap Ketaatan Pengembalian Kredit (Studi Kasus Kelompok Simpan Pinjam Program Simpan Pinjam Untuk Perempuan PNPM Mandiri Pedesaan di Unit Pelaksana Kegiatan Kecamatan Sumbersuko Kabupaten Lumajang)

Abstract

The purpose of the research to know the effect of the significant use of joint responsibility towards obedience credit refund. This research is conducted in the area of the District UPK Sumbersuko Lumajang with 83 respondents. Methods of data collection that is used in this research are questionnaires, interviews, and documentation. Methods of data analysis in this research are descriptive analysis method and inferential analysis method by using simple regression line analysis. The results of the simple determination coefficient Rsquare shows that the percentage of influence of joint responsibility towards the loan repayment obedience at program Savings and Loans For Women in District Sumbersuko Lumajang 79.8%. Thus the purpose of this research is to know whether there is a significant effect of the use of joint responsibility towards credit payments obedience can be proven.