Perlindungan Hukum Pemegang Polis Asuransi terhadap Pencabutan Izin Usaha PT. Asuransi Jiwa Bakrie oleh Otoritas Jasa Keuangan (Keputusan Dewan Komisioner Otoritas Jasa Keuangan Nomor Kep-76/D.05/2016)

Abstract

The definition of insurance according to Article 1 Number (1) of Law Number 40 of 2014 concerning Insurance is an agreement between two parties, namely the insurance company and the policy holder, which is the basis for receiving premiums by the insurance company in return for providing reimbursement to the insured or policy holder because loss, damage, costs incurred, lost profits, or legal liability to third parties that may be suffered by the insured or the policyholder due to the occurrence of an uncertain event. The Financial Services Authority according to Article 1 number (1) of the OJK Law Number 21 of 2011 is an independent institution and is free from interference from other parties, which has the functions, duties, and authorities of regulation, supervision, examination, and investigation as referred to in the Act. this. Legal protection for Bakrie Life insurance policy holders is divided into 2, namely external legal protection and internal legal protection. Where external is regulated in Law Number 40 of 2014 concerning Insurance and Law Number 21 of 2011 concerning the Financial Services Authority. While internal is a legal protection that is packaged by the parties themselves at the time of making the agreement, where at the time of packing the contract clauses, both parties want their interests to be accommodated on the basis of an agreement. Where the external is regulated in Law Number 40 of 2014 concerning Insurance and Law Number 21 of 2011 concerning the Financial Services Authority. While internal is the legal protection that is packaged by the parties themselves when making the agreement, where when packing the contract clauses, both parties want their interests to be accommodated on the basis of an agreement. Where the external is regulated in Law Number 40 of 2014 concerning Insurance and Law Number 21 of 2011 concerning the Financial Services Authority. While internal is the legal protection that is packaged by the parties themselves when making the agreement, where when packing the contract clauses, both parties want their interests to be accommodated on the basis of an agreement.