| dc.description.abstract | The research aimed to determine the comparison between the performance of
state general bank and privet general bank by using CAMELS method which consist
of Capital, Asset, Management, Earning, Liquidity, and Sensitivity to Market Risk.
The determination is by comparing the whole results of CAMELS, which the
calculation was done based on the regulation from Bank of Indonesia.
The research was an empirical study that used three samples for state general
bank and ten samples for private general bank which were taken by purposive
sampling technique. The data that was used in this research is secondary data. There
are nine financial ratio were used, there are: Capital Adequacy Ratio (CAR), Bad
Debt Ratio (BDR), Produktive Activate Quality Ratio (KAP/Kualitas Aktiva
Produktif), Operational Expense on Operational Income Ratio (BOPO), Net Call
Money to Current Asset (NCM to CA), and Sensitivity to Market Risk. A
comprehensive evaluation on the hypothesis was done by using Independent Sample T
Test, because all of the observed data was normal distributed.
The result of the research suggests that there is no signifikan difference
between the performance of state general bank and private general bank that was
determine by CAMELS method. | en_US |
